There are many financial products in the market, and so choosing the ones that best meet an individual client’s needs can be complicated. Informed decisions about the products in any portfolio are best made after an assessment of individual needs. After meeting to do this, you are better informed when the time comes to choose from a comprehensive suite of products and services and select those that address your unique situation.
Focused areas include:
In the United States, a 403(b) plan is a U.S. tax-advantaged retirement savings plan available for public education organizations, some non-profit employers, cooperative hospital service organizations, and self-employed ministers in the United States. Wikipedia
The Roth 403(b) allows you to contribute after-tax dollars and then withdraw tax-free dollars from your account when you retire.
The 457 plan is a type of nonqualified, tax advantaged deferred-compensation retirement plan that is offered by state governments, local governmentals and some nonprofit employers in the United States. The employer provides the plan and the employee defers compensation into it on a pretax or after-tax basis. Wikipedia
Washington State Department of Retirement – Plans 1, 2 and 3 (DRS)
529 Plans, College Savings Plan
A 529 plan is a tax-advantaged investment vehicle in the United States designed to encourage saving for the future higher education expenses of a designated beneficiary. Wikipedia
Simple IRA Plans
A Savings Incentive Match Plan for Employees Individual Retirement Account, commonly known by the abbreviation "SIMPLE IRA", is a type of tax-deferred employer-provided retirement plan in the United States that allows employees to set aside money and invest it to grow for retirement. Wikipedia
Individual Retirement Account
An individual retirement account in the United States is a tax-advantaged account that that individuals use to help save and invest for retirement, provided by many financial institutions, that provides tax advantages for retirement savings. Investopedia
A Roth IRA is an individual retirement account under United States law that is generally not taxed upon distribution, provided certain conditions are met. Wikipedia
Rollover IRA – no real difference in tax treatment from a traditional IRA, but the funds come from a qualified plan or 403(b) account and are "rolled over" into the rollover IRA instead of contributed as cash. No other assets are commingled with these rollover amounts. Wikipedia